Credit Card Use in Traveler Planning

January 8, 2010 | By Sen In Specialty Travel | |Email This Post |146 views

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When you travel, is it better to bring cash or credit card? Credit cards might cause us big headache when we overcharge them in our daily life for things that we want. However, they could be very useful as handy financial tools when we are planning to have overseas trip for business or pleasure.

We usually inform our bosses, friends and family. It is also equal important to inform our credit cards companies of our travel planning because it would make our travel problem free when it comes to payment of any purchases we might make.

There might be a few good reasons why we should do that;

Preparation from credit cards companies of familiar spending pattern change that might lead to avoiding of unnecessary transaction approval delays and suspicious of fraudulent use
Findings of cash advance charges, ATM fees, and currency conversion rate
Findings of any exceptions and other services that might be offered such as rental car, luggage, and purchases insurance
Findings of cards acceptance at a particular location
Assurance of credit card PIN (personal Identification Number) validity
Request of PIN re-issuance if necessary
Easy access of customer service number in a foreign location for emergency purposes
Possibilities of special credit card bill arrangement offer